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Do one survey for a free gift card and suddenly your info belongs to the highest bidder. Most Liability Policies don't cover expenses tied to hacked or deleted data. Browse safer through Waffle.
When you are fired, arrested, unable to attend work from a mental injury, or unfairly disciplined by an education institution as a victim of repeated online harassment.
When your private personal information or false information is published on the internet.
When someone threatens to share, destroy, use, or restrict you from using your electronic device or data unless you pay them a ransom.
When someone pretending to be a person you do business with misleads you into transferring money to them.
Money stolen from your bank account, fraudulent charges on your payment card, tax refund paid to someone else, stolen gaming assets.
An identity theft occurrence means someone illegally uses your identity without your consent.
Reimbursement of the reasonable cost to replace or fix your electronic device that was damaged as a result of the cyber event.
Reimbursement for wages you lose during a certain number of days after the cyber event.
Fees to pay to hire professionals such as lawyers, digital forensic analyst to help with prosecution, a cyber security consultant, a reputation management firm, and others.
Money or digital currency paid to the extortionists as ransom, as long as we give permission in
advance for the payment.
Related recovery expenses prescribed for you by a mental health professional who is not your family member or yourself.
Expenses for temporary relocation within a certain number of days of the cyber event.
Reimbursement of the reasonable cost to restore your damaged data as a result of the cyber event.
All of the above is subject to specific conditions and limits. We really encourage you to read the full policy to understand all coverage.
So you've covered your in-person life, but what about your online life? When catastrophe strikes through identity theft, ransomware, cyberbullying, and more - you don't have to go it alone. You may be thinking, what are the chances? Take a look at some of the biggest cyber threats we face today.
Cyber insurance described is offered by Waffle Labs, Inc. Such insurance is underwritten and provided by ACE American Insurance Company or one of its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com.
All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Halls Mill Road, Whitehouse Station, NJ.
