Cyber insurance. Be one tough cookie.


Cyber Insurance.
Be one tough cookie.

The internet is anything but safe. Do one survey for a free gift card and suddenly your info belongs to the highest bidder. Surprisingly, many Liability Policies won't cover expenses related to hacked or deleted electronic info and data. Quit using the insurance equivalent of dial-up. Start browsing safer through Waffle.
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Cyber Insurance provided by

Cyber Extortion

When your laptop is hacked and you can’t access it unless you pay someone money. Or someone accesses your personal data and threatens to release it publicly unless you pay them money.

Cyber Financial Fraud

Money is stolen digitally out of your bank account. You find fraudulent charges on your debit card. Your tax refund is paid to someone pretending to be you. Someone hacks your World of Warcraft account and steals your gaming assets.

Deceptive Transfer Fraud

When someone pretending to be a person you do business with misleads you into transferring money to them.

Cyber Breach of Privacy

When your reputation is hurt because private personal information or false information is published online about you.

Cyber Bullying

When you are fired or arrested as the victim of repeated online harassment.

As for the rest

Looks like you're pretty thorough. We like that. If we tried fitting all the details here though, you'd get sick of clicking that arrow. So here's a page where you can get the full story.

Prior Knowledge

Losses resulting from circumstances that you knew about prior to first having continuous cyber coverage provided by us.

Acts of Certain People

Losses resulting from a malicious or fraudulent act, including a cyber attack, by a family member, current or former guardian, current or former spouse/domestic partner, anyone who currently lives or previously lived with you, or anyone acting on behalf of these individuals.

Business Activities

Losses resulting from business activities, except for losses resulting from a cyber attack that interrupts your incidental business that you run in whole or in part from your home.


Losses resulting from a government or public authority taking or destroying your property.

Digital Currencies

Losses resulting from any activity involving digital currency that is not authorized by a sovereign government as part of its currency, such as Bitcoin and Ethereum, except where digital currency is paid to extortionists as ransom under the Cyber Extortion coverage part.

As for the rest

Looks like you're pretty thorough. We like that. If we tried fitting all the details here though, you'd get sick of clicking that arrow. So here's a page where you can get the full story.

Key plan features

Annual insurance policy covering your entire digital life.

Covers ID theft, extortion, and financial fraud, among others.

Protection available for both you and your household, as well as up to five additional households that you share your digital accounts with.

Ability to choose the level of protection you need.

From $10,000 up to $100,000 in limits offered for covered cyber events.

Insurance premiums start at $5 per month.

Why Waffle chose to offer the Chubb policy

It offers an incredibly simple product to purchase and manage.

Just put in a zip code and email and you have a quote.

It covers the things that matter.

We think Chubb provides the best option for our clients.

Chubb brings over 20 years experience in providing cyber insurance, getting their start before many people even had a computer.
They’re the world’s largest publicly traded property and casualty insurer.


There are certain events that are not covered under the policy, including digital currency claims and business activities.

Cyber insurance described is offered by Waffle Labs, Inc.  Such insurance is underwritten and provided by ACE American Insurance Company or one of its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com.   All products may not be available in all states. This communication contains product summaries only.  Coverage is subject to the language of the policies as actually issued.  Surplus lines insurance sold only through licensed surplus lines producers.  Chubb, 202 Halls Mill Road, Whitehouse Station, NJ.

How to get insured