Life Insurance. Don’t be
caught dead without it.
Life Insurance. Don’t be
caught dead without it.
Nobody loves the subject. Sometimes, though, it’s here today, crippling debt for your family tomorrow. You deserve a better legacy. Find the right policy through Waffle.
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Key plan features
Term life insurance.
A simplified, issue term life insurance product that provides an untaxed, financial payout to your beneficiaries in the event of your death. (1)
Typically paid in a few days.
It’s available for amounts of up to $500K (you choose the amount).
It’s available for periods of 5, 10, 15, and 20 years (you choose the duration).
Premiums stay level throughout the life of the policy.
Coverage in the event of accidental death.
Accelerated Death Benefit.
Allows a terminally ill policyholder to collect a significant portion of their policy’s death benefit while still alive.
10-day "free look."
10 days to cancel your coverage and receive a full refund of any premiums paid.
Why we partnered with Haven Life
It makes the most financial sense.
Recent 33% reduction (on average) in premium costs.
The process and product are simple.
There’s no medical exam.
It's Issued by C.M. Life Insurance Company, a subsidiary of MassMutual. MassMutual is one of the largest Life insurers in the world.
Considerations
Coverage is limited to $500K, which may not suit everyone.
(1) Assuming everything is legally in order.
Haven Term Simplified is a Simplified Issue Term Life Insurance Policy (ICC19PCM-SI 0819 in certain states, including NC) issued by the C.M. Life Insurance Company, Enfield, CT 06082 and offered exclusively through Haven Life Insurance Agency, LLC. Policy and rider form numbers and features may vary by state and may not be available in all states. Haven Life’s agency license number in California is OK71922 and in Arkansas 100139527.
How to get insured
Pick your product
After you’ve selected Life Insurance on the product screen, you’ll have to answer four simple questions about your sex, height, weight, and whether you smoke. This helps us understand more about you so we can provide you with an accurate quote. You’ll then be shown your two options for tailoring the policy:
Policy Amount.
Policy Length.
Dial it in
As you make changes, your quote will be updated in real time. Once you’re happy with your choices, you’ll be forwarded to Haven Life’s portal to finalize your policy (you’ll need to create a new account with Haven Life).
Haven Life may ask a few additional medical questions, but absolutely won’t need a medical exam (issuing a policy or paying its benefits depends on the applicant’s insurability, based on their answers to the health questions in the application, and their truthfulness). After you’ve signed up, Haven Life will send you some additional information about your policy.
Haven Life may ask a few additional medical questions, but absolutely won’t need a medical exam (issuing a policy or paying its benefits depends on the applicant’s insurability, based on their answers to the health questions in the application, and their truthfulness). After you’ve signed up, Haven Life will send you some additional information about your policy.
In case of a claim
Claims can be submitted via the Claims section of the Waffle app.
