Pet insurance. They can’t get it themselves.
Pet Insurance. They can’t get it themselves.
Hand your phone to your pet and that’s the last time you use that phone. You’re smarter than that, though. Smart enough to know your best friend needs protecting, with Waffle.
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Key plan features
Annual, reimbursement policy covering cats and dogs.
If you incur eligible vet costs, you can claim money back.
Claims can be made for covered costs incurred at any licensed Vet in the US, Canada or US territories.
You’re able to choose:
The annual maximum reimbursed.
The percentage of the cost reimbursed.
Your annual deductible.
No physical exams or vet certifications before enrollment.
Your premiums do not depend on your claims history.
Coverage available for:
Accidents
Accident Only coverage plans cover injuries and emergencies related to accidents.
Accidents & Illness
In addition to Accident coverage, an Accident & Illness plan covers the costs of major and minor illnesses. It covers expenses for things from diagnosing the covered condition to the treatments that your pet needs to get better.
Optional Preventative Care
You can add Preventive Care coverage to your base insurance plan for a little more per month. Preventive care coverage reimburses you for services that can help keep your pet healthy.
Note: Please see the sample policies for complete information.
Why we chose the policy
It protects the most important furball in your life.
It’s the policy that our CEO got for his dog!
The sign up and claims process are simple.
An incredible combination of a brand we admire in ASPCA Pet Health Insurance and the backing of an established insurance company in United States Fire Insurance Company.
Rated A (Excellent) (A.M. Best Company).
Considerations
There’s currently no coverage for pre-existing conditions.
Pet Insurance is provided through the ASPCA Pet Health Insurance program. The ASPCA® is not an insurance and is not engaged in the business of insurance. ASPCA Pet Health Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Insurance plans are marketed and produced by Waffle Labs, Inc. NPN # 19499260, in partnership with C&F Insurance Agency, Inc.
Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit the sample policy page. Preventive Care reimbursements are based on a schedule. Accident & Illness coverage reimbursements are based on the invoice. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout.
How to get insured
Pick your product
After you’ve selected Pet Insurance on the product screen, you’ll have to answer a few questions about your pet, providing its breed, age, and location. This helps us understand more about your Pet so we can provide an accurate quote. You’ll be shown a number of options for your policy. These include:
Policy Type (Accident Only or Accident and Illness).
Annual Maximum Reimbursed.
Annual Deductible.
% of every claim covered.
Whether you want to add preventive care for an additional cost.
Dial it in
As you make changes, your quote will be updated in real time. Once you’re happy with your choices and accept the terms and conditions, you can proceed to payment. Once you’ve signed up, you’ll receive emailed information from the ASPCA® Pet Health Insurance program about your policy.
In case of a claim
Claims can be submitted via the ASPCA® Pet Health Insurance program’s Member Center. The Member Center can be accessed from the Waffle home screen, using the claims section (your Waffle login details will work).
