Your designer jacket? To the fire spreading across the hall, it just burns a bit slower than your jeans. There is someone who'd truly appreciate it, though. A burglar. Whichever comes first, stay protected through Waffle.
You’re protected against burglary, fire, lightning, tornadoes, hail damage, explosions, smoke, and vandalism, among other things.
As part of your Liability coverage, you're also covered for certain costs in this category, up to your set policy limits. This includes medical payments & property damage payments to others.
If the property you rent becomes uninhabitable. That could include hotel bills, meals, and other expenses that you rack-up while maintaining your usual living standards.
Replacement costs covers the full cost to either repair an item or buy a new one. Without the option, the base policy uses actual cash value which is equal to the replacement cost less depreciation.
That means bodily injury that happens to others at the rental property and/or property damages.
Theft Protection covers your stuff if it's damaged or stolen at home or while out and about. Please note that exclusions apply to certain items.