Renter's Insurance. Cover your junk.

Renter's Insurance. Cover your junk.

Your designer jacket? To the fire spreading from your neighbor's apartment, it just burns a bit slower than your pajamas. There is someone who'd truly appreciate it, though. A burglar. Whichever one comes first, keep your stuff protected with Waffle.

Powered by the perfect partners

Stolen or Damaged Belongings

You’re protected against burglary, fire, lightning, tornadoes, hail damage, explosions, smoke, and vandalism, among other things. When you’re going through the Waffle flow, this is what is referred to as Contents coverage.

Your Life Expenses

If the property you rent becomes uninhabitable. That could include hotel bills, meals, and other expenses that you rack-up while maintaining your usual living standards.

Damages You're Legally Required to Pay For

That means bodily injury that happens to others at the rental property and/or property damages. When you are going through the Waffle flow, this is what is referred to as the Liability coverage.

Medical Payments and Property Damage Payments to Others

As part of your Liability coverage, you're also covered for certian costs in this category, up to your set policy limits.

Optional Coverage

These can be added to your base policy. You can bolt-on options that increase your protection for categories like Theft (which expands your "Burglary" coverage), Earthquakes, Water Damage, and others. Click ahead to learn more.

As for the rest

Looks like you're pretty thorough. We like that. If we tried fitting all the details here though, you'd get sick of clicking that arrow. So here's a page where you can get the full story.

Contents Coverage Over $40K

Think twice if the total value of your possessions exceeds this coverage limit.

Liability Costs Above $300K

Proceed with caution if you expect damages to your rental property (including medical bills) or damages that you'll be held responsible for to surpass this limit.

Specific Dwellings That Aren't Apartments

Our Insurance product was designed mainly for apartment renters. If your home doesn't fit that bill, we suggest doing additional research (click ahead to find a helpful link).

Animals or pets

Our Insurance product was primarily designed for people and their possessions.

Trees, Shrubs, and Lawns

Protection for your houseplants and landscaping isn't included in your policy.

As for the rest

Looks like you're pretty thorough. We like that. If we tried fitting all the details here though, you'd get sick of clicking that arrow. So here's a page where you can get the full story.

Key plan features

Protects your stuff and provides Liability Coverage in the event of an accident occurring on your rental property.

Designed specifically for renters who occupy apartment buildings.(1)

You have complete flexibility to design the product to your needs (don’t worry, we’ll guide you through the process).

Coverage ranges from simple, Liability-only to comprehensive protection for all your possessions.

A wide range of limits and deductibles.

Deductibles (the initial amount you have to pay in the event of a claim) ranging from $250 to $1,000.(2)
Limits of up to $300,000 (Liability) and $40,000 (Contents).

The option to cancel on a monthly basis.

A wide range of optional add-ons.

Pricing from $5 per month.

Typical monthly cost is $5 - $40.

Why we chose the policy

The specific focus on apartment buildings (although anyone is free to get a policy).

The generous product flexibility.

The backing of both an established insurance provider in Markel and the technical expertise of Boost.

Considerations

May not be as competitive for those that don’t live in an apartment building.

The coverage limits may not suit everyone.

(1) This Program will have a credit for a preferred property in most states. To be eligible for the Preferred Property credit, the property must meet one of the following:

* Lease or rental agreement provisions require residents to have renters insurance; or
* Apartment community must meet the following criteria: Property must be more than 100 units at the same location. Property must have a paid resident manager living on site. Property must be well maintained with no special hazards and professionally managed. Gated security or other community protection measures may be required in urban areas. Facility age should not exceed 20 years without substantial updating.

(2) Includes a $1,000 wind/hail deductible. A wind deductible is not allowed in AR, CT, GA, NY, NJ, or OK.

How to get insured