This type of Policy helps protect tenants living in a house or apartment. It typically covers your personal property, Liability that arises if you accidentally damage someone else’s property, medical bills if you’re found responsible for a guest’s injuries, and any costs you incur if the property you’re renting becomes damaged and uninhabitable. Importantly, Renters Insurance coverage doesn’t actually extend to the structure. A simple way to think of it is, if you turn your apartment upside down and shake it, anything that falls and gets tossed around is covered. We’ll be releasing our Renters product in the coming weeks and will provide more information as soon as we do.